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What is a Reverse Mortgage?

Young Businesswomen

A reverse mortgage is a mortgage loan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property. The loans are typically promoted to older homeowners and typically do not require monthly mortgage payments.

Reverse mortgages allow older people to immediately access the home equity they have built up in their homes, and defer payment of the loan until they die, sell, or move out of the home. Because there are no required mortgage payments on a reverse mortgage, the interest is added to the loan balance each month

In closing, a reverse mortgage allows you to withdraw the money you have already paid on your home to use as you see fit!

Necessary Documents

Below is a list of documents you will need to provide so we can assist you with your Reverse Mortgage needs.

  1. W-2s for Past Two years

  2. State and Federal Tax Returns for Two Years

  3. Pay stubs from last 30 days

  4. 2 months most recent of bank statements. (All pages)

  5. Copy of your ID and Social Security card.

When you're ready to proceed, please fill out the Credit Check Authorization button below so we can run a standard credit check. (Typical credit checks can cost between $15 - $25 /per person)


After you've successfully submitted your credit information, please click the Online Loan Application button which will redirect you to our secure online portal to safely input your financial information so we can calculate how much you can qualify for in today's market.

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